Verzekering

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All nightly rates include:
- Primary Liability Coverage (up to the required state financial responsibility limits - conditions and exclusions apply)
- VIP coverage (with $1000 per incident deductible - conditions and exclusions apply)

All nightly rates exclude:
Supplemental Liability Insurance (SLI) $ 10 per day
Mexico Auto Liability Insurance (MALI) $ 22 per day

LIABILITY COVERAGES
- El Monte RV is not responsible for travel operators or their agents misrepresentation of facts described in the insurance paragraphs included below.
- All coverage and waivers are subject to the expressed terms and conditions of the rental contract signed by the client on pick up.
- In the event of an accident, renter and / or driver must disclose to El Monte RV any insurance coverage they may have.
- All insurance and/or coverage is void if renter operates the rental vehicle in violation of any federal or applicable state, province, local laws, rules, regulations or ordinances.
- This outline is not a complete description of the various coverage plans. The El Monte RV rental agreement contains the complete legal provisions of the plans.
- Insurance and coverage plans are subject to change without notice.

VEHICLE INCIDENT PROTECTION (VIP)
El Monte RV may offer VIP which is separate protection that reduces Renter's financial responsibility for covered physical damage to the Rental Vehicle to the applicable deductible. VIP is a contractual agreement between El Monte RV and Renter, wherein El Monte RV agrees not to collect more than the applicable deductible of $1,000 per occurrence from Renter for damages to the Rental Vehicle, subject to exclusions. Renter is responsible for paying collision and comprehensive damage up to the amount of the applicable deductible.

Jurisdiction: USA and Canada

Coverage: VIP provides coverage for certain physical damage to the Rental Vehicle provided Renter is in compliance with all of the terms and conditions of the Rental Contract. Renter's financial responsibility is
reduced to the amount of the deductible per occurrence for physical damage to the Rental Vehicle except for listed exclusions provided Renter is in compliance with all of the terms and conditions of the Rental Contract. By Renters acceptance of VIP, indicated by Renters initials on Page B of the Rental Contract and payment of proper charges for VIP, and if the Rental Vehicle is used as permitted and Renter does not violate any provision or terms and conditions of this Rental Contract, the following applies: Renter is responsible for any and all loss of or damage to the Rental Vehicle from any cause regardless of fault up to the maximum amount of the deductible.

Deductible: The deductible is $1,000 per occurrence with VIP. (Luxury Class and Diesel Pusher models are Excluded). The $1,000 deductible is non-refundable regardless of fault or recovery.

Exclusions - VIP: Use of the Rental Vehicle in violation of the terms and conditions of the Rental Contract.
Rental Vehicle swaps. Protection for personal property and non-accidental damages. Costs incurred in transporting damaged vehicle to the rental station, including towing and storage. Some examples of exclusions are vandalism, windshield damage, and interior damage. VIP does not apply, and the Renter is responsible for any and all loss of or damage to the Rental Vehicle at actual or estimated cost per occurrence caused by (i) overhead damage, including awnings, (ii) undercarriage damage, including entry step, tires & wheels, (iii) all damage caused during off-road use, (iv) overheating or freezing vehicle systems, (v) damage from backing up the Rental Vehicle, and (vi) any accident caused by willful misconduct, violation of any law, and/or while driving under the influence of drugs and/or alcohol, (vii) damage to motor home slide-out, (viii) damage caused by failure to maintain the Rental Vehicle, (ix) or any form of inattentive driving, including falling asleep.

SUPPLEMENTAL LIABILITY INSURANCE (SLI)
Supplemental Liability Insurance (SLI) is optional protection you can elect to purchase when you rent your El Monte RV Rental Vehicle. By Renters acceptance of SLI, indicated by Renters initials on the Page B of the Rental Contract - SLI and payment of proper charges for SLI and when offered under this Rental Contract, SLI provides the Renter excess auto liability insurance that protects Renter for the difference between the underlying insurance and $1,000,000 against claims made by a third party for death, bodily injury and/or property damage sustained as a result of an accident while Renter is operating the Rental Vehicle. SLI, to the extent permitted by applicable state or provincial law, is excess/secondary to any valid and collectible liability insurance Renter may have. Supplemental Liability Insurance is excess of all other available insurance including a Personal Umbrella Policy of Renter. If the Renter is from a foreign country and purchased a foreign SLI policy, the foreign SLI policy will be primary and the SLI purchased pursuant to this Rental Contract will be secondary. SLI is subject to all the provisions, limitations, and exceptions of the Master Policy, copies of which are available for review at the rental station.

Jurisdiction: USA and Canada

Coverage: Supplemental Liability Insurance (SLI) provides auto liability insurance that affords Renter for up to $1,000,000 against claims made by a third party for death, bodily injury and/or property damage sustained as a result of an accident while Renter is operating the Rental Vehicle.

Limits: The limit of coverage available for any one accident is the difference between the underlying insurance and $1,000,000. Supplemental Liability Insurance, to the extent permitted by applicable state or provincial law, is excess/secondary to any valid and collectible liability insurance you may have.

Deductible: There is no deductible with Supplemental Liability Insurance.

Exclusions - SLI: Exclusions include but are not limited to the following: Use of a rental vehicle in violation of the terms and conditions of the Rental Contract. Accidents which occur while Renter is under the influence of alcohol or narcotics. Accidents arising out of the use of the Rental Vehicle by an unauthorized driver.


MEXICO AUTO LIABILITY INSURANCE (MALI)
Mexico Auto Liability Insurance (MALI) is optional protection you can elect to purchase when you rent your El Monte RV vehicle.

Jurisdiction: Mexico

Coverage: Mexico Auto Liability Insurance provides coverage for physical damage to or total theft of the Rental Vehicle, third party liability and medical payments. Coverage also includes legal assistance to aid in the prevention of the driver from going to jail. By Renters acceptance of MALI, indicated by Renters initials on Page B of the Rental Contract - MALI and payment of proper charges for MALI and when offered under this Rental Contract, MALI provides the Renter limited coverage for physical damage to or total theft of the Rental Vehicle, third party liability and medical payments while traveling in Mexico. MALI is subject to all the provisions, limitations, and exceptions of the Master Policy, copies of which are available upon request from the companys Corporate office.

Maximum Limits: Physical damage: Maximum $100,000 for collision, upset, overturn, etc. Total theft: Maximum $100,000. Coverage excludes partial theft. Auto Liability: Maximum $1,000,000 combined single limit for property damage and bodily injury. Medical payments: $3,000 per person and $15,000 per accident. Legal assistance: Maximum limit of $43,000.

Deductible: Physical damage: The deductible for physical damage is 3% of the actual cash value of the RV with a minimum deductible of $600. Total theft: The deductible for total theft is 5% of the actual cash value of the RV with a minimum deductible of $600. Coverage excludes partial theft.

Exclusions - MALI: Exclusions include but are not limited to the following: Use of a rental vehicle in violation of the terms and conditions of the Rental Contract. Accidents which occur while Renter is under the influence of any amount of alcohol or narcotics. Accidents arising out of the use of a rental vehicle by an unauthorized driver. Coverage excludes partial theft.


On-The-Road Support
- On-The-Road Support (OTRS): 1-800-367-4707. Open every day during business hours and most holidays, and extended hours in peak season.
- Support staff may also be reached via email: roadsidegroup@elmonterv.com
- In order to be eligible for a lost-use refund client must have contacted El Monte RVs On-The-Road Support department during their rental period and must have followed their instructions, self-help tips, and/or recommendations for repair.
- On-The-Road Support is a courtesy service provided by El Monte RV for our customers. They are not authorized to determine refunds. Any refund consideration can only be made by the return location manager.
- In certain circumstances clients may be provided a replacement vehicle. El Monte RV, at its sole discretion, reserves the right to determine if, where and when a vehicle exchange will take place.
- In the event of an accident involving an El Monte RV rental vehicle, no matter who was at fault, El Monte RV reserves the right to determine if, where and when a vehicle exchange will take place.
- Under most circumstances if client for any reason was at fault in causing incapacitation of their motor home they will be required to pay the costs incurred in delivering a replacement unit to them as well as any damage deductible up to $5,000.
- Should clients violate applicable laws or the terms and conditions by driving intoxicated, under the influence of drugs, or should they fall asleep at the wheel or drive negligently the $5000 deductible is voided and the customer will be responsible for all costs involved in replacing, towing and repairing of damaged motor home. Clients financial responsibility includes but is not limited to the rental vehicle. Clients may be charged Loss of Rental for the time needed for recovery and/or repair.

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