Verzekering

The insurance system is divided into 2 categories in Scandinavia. First category is compulsory insurance, which covers damages to other party in a case of an accident caused by negligent party. Second category is collision insurance, which covers damages to the vehicle of negligent party.

The collision insurance covers damages to rented vehicle in a case of an accident, fire or theft. The insurance is not valid if the vehicle is being used under influence of alcohol or illegal drugs. Also, insurance is not valid if the damages are caused because of careless behavior by the renter or his party. All damages, regardless if they have been caused in a third party accident or not, are subject to deductible. For an example, windscreen is subject to deductible rules if a stone brakes it. Interior damages are not part of collision insurance, so full retail value will be charged for each damaged part.

Touring Cars offers both insurances free of charge to all renters. TC Basic insurance package´s collision insurance has €2400 deductible, which means that the renter is responsible for paying up to €2400 if he or she causes a damage or an accident to the vehicle. The collision insurance will pay the excess of €2400. It is very important to notice that the deductible is per damage or accident and not per rental period.

Deductible cannot be reduced, when client travel to Russia or to Baltic states. Deductible in the case of theft is minimum 20% of the vehicle´s value. Touring Cars also offers two different extensive insurance coverage options to clients, who rent a camper for a minimum period of one week. Clients can choose to buy more extensive collision coverage and to reduce the deductible amount to €1200 by paying €12 per rental day. Clients can also purchase TC Premium Insurance, which lowers the deductible to €600. In addition, there is no deductible for one tyre damage and / or one windscreen damage. This package costs €19 per rental day. Minimum period is 7 days or a payment of equivalent amount. These deductible rules are valid for exterior damages only.